Insurance Underwriter – Excess & Specialty | $55-$70/hr Remote
Overview
This role involves applying deep underwriting expertise in excess and specialty insurance to train next-generation AI systems. The contractor will evaluate complex commercial risk scenarios, analyze policy language, and provide real-world insights to improve AI reasoning and performance. No prior AI experience is required—domain knowledge in US insurance markets is essential. The position is fully remote and emphasizes clear communication of nuanced underwriting concepts.
What You'll Do7
- 1Leverage extensive underwriting expertise to evaluate complex commercial and specialty risk scenarios in the US insurance market
- 2Analyze, interpret, and structure coverage for excess and specialty lines, focusing on liability, umbrella, and unique risk categories
- 3Assess policy language and provide nuanced feedback on policy interpretation and coverage analysis
- 4Identify risk factors, apply sound underwriting judgement, and ensure compliance with industry standards and insurance regulations
- 5Support the development of AI training data by contributing real-world insights on underwriting practices and coverage operations
- 6Collaborate in a remote environment, providing clear written and verbal communication to enhance AI system understanding
- 7Share insight into evolving trends, emerging risks, and innovations within specialty and excess insurance lines
Requirements6
- 14–5+ years of hands-on underwriting experience in commercial lines, specialty insurance, excess casualty, or umbrella products
- 2In-depth understanding of commercial P&C, liability coverage, and policy evaluation best practices
- 3Demonstrated expertise in policy interpretation, insurance compliance, and comprehensive coverage analysis
- 4Experience working with insurance operations in complex or specialty risk environments
- 5Excellent written and verbal communication skills, with the ability to articulate nuanced underwriting concepts
- 6Proven track record within the US insurance market or with US-based clients and frameworks
Who Should Apply
The ideal candidate is an experienced insurance underwriter with 4+ years in commercial lines, excess casualty, or specialty insurance, who can articulate complex coverage decisions clearly. You should be comfortable working remotely and have a strong interest in contributing domain expertise to train AI systems. Prior exposure to emerging risk types or innovative coverage solutions is a plus. Global candidates familiar with US underwriting standards are encouraged to apply.
Salary Insight
The role offers an hourly rate of $55-$70 per hour, as indicated in the title.
Required Skills
Application Tip
Highlight specific examples of complex underwriting decisions you've made, especially involving excess or specialty lines, and be prepared to explain the reasoning behind your policy interpretations—this showcases the clarity needed to train AI models.