Insurance Underwriter – Excess & Specialty | $55-$70/hr Remote
Overview
This role is a unique opportunity for an experienced excess and specialty underwriter to apply your domain expertise in a new way: helping train AI systems. You'll evaluate complex commercial risk scenarios and provide detailed feedback on coverage, policy language, and compliance, directly shaping how AI models learn to reason about insurance. No prior AI experience is required — your underwriting knowledge is the key qualification.
What You'll Do7
- 1Use your deep underwriting expertise to assess a wide range of commercial and specialty risk situations within the US insurance market.
- 2Analyze, interpret, and structure coverage for excess and specialty lines, with a focus on liability, umbrella, and other non-standard risk categories.
- 3Evaluate policy language and deliver precise feedback on interpretation, coverage analysis, and risk exposure.
- 4Identify key risk factors, apply sound underwriting judgment, and ensure all evaluations align with industry standards and regulatory requirements.
- 5Contribute real-world insights on underwriting practices and coverage operations to support the creation of high-quality AI training data.
- 6Collaborate effectively in a remote environment, using clear written and verbal communication to help AI systems better understand complex insurance concepts.
- 7Share your perspective on emerging trends, evolving risks, and innovative coverage approaches in the excess and specialty insurance space.
Requirements5
- 14–5+ years of hands-on underwriting experience in commercial lines, specialty insurance, excess casualty, or umbrella products.
- 2A thorough understanding of commercial property & casualty (P&C) insurance, liability coverage, and best practices for policy evaluation.
- 3Proven expertise in policy interpretation, insurance compliance, and comprehensive coverage analysis, especially in complex or specialty risk environments.
- 4Excellent written and verbal communication skills, with the ability to articulate nuanced underwriting concepts clearly.
- 5A strong track record working within the US insurance market or with US-based clients and regulatory frameworks.
Who Should Apply
We are looking for an experienced underwriter who thrives in the world of excess and specialty lines and is excited to apply their knowledge in a non-traditional way. The ideal candidate is detail-oriented, enjoys explaining complex coverage decisions, and is comfortable working independently in a remote setting. You don't need to know anything about AI — you just need deep domain expertise and a willingness to share it.
Salary Insight
The role offers $55-$70 per hour and is a contract position.
Required Skills
Application Tip
In your application, highlight a specific example where you evaluated an unusual or complex risk scenario and had to interpret policy language in a nuanced way. Demonstrating your ability to articulate underwriting decisions will set you apart.
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