AfterQuery
AfterQueryVerified listing
RemoteHot

Mortgage Loan Officer Expert - Remote Contract

70–105/hr
Remote
Posted August 29, 2026
Contract
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Listing checked September 22, 2026 · pay as published by AfterQuery

Overview

AfterQuery needs NMLS-licensed mortgage loan officers to create realistic origination scenarios that frontier AI labs use to test model judgment. You will write scenarios that follow a borrower from prequalification through closing, then draft reference answers that explain the guideline reasoning behind each lending call. The contract stays remote and async, runs about 10 hours each week, and pays $70 to $105 per hour through Stripe. Work centers on mortgage origination, underwriting guidelines, and regulatory compliance.

What You'll Do5

  • 1Draft origination scenarios that trace a borrower from prequalification all the way to closing.
  • 2Write reference answers that spell out the agency and regulatory guideline reasoning for every lending decision.
  • 3Grade model output for accuracy against underwriting and disclosure rules.
  • 4Flag advice that sounds credible but breaks mortgage lending regulations.
  • 5Document lending reasoning in clear written English so reviewers can follow each call.

Requirements8

  • 1Hold an active NMLS license or registration as a mortgage loan originator.
  • 2Bring at least two years of mortgage loan origination experience.
  • 3Show command of loan programs, underwriting guidelines, and disclosure requirements.
  • 4Write clear English explanations for lending decisions.
  • 5Commit at least 10 hours each week.
  • 6Work across conventional, FHA, VA, and jumbo programs.
  • 7Draw on an underwriting or loan processing background.
  • 8Originate both purchase and refinance loans.

Who Should Apply

The right candidate holds an active NMLS license and has spent at least two years originating mortgage loans. You know agency guidelines and disclosure rules well enough to explain why a loan decision holds up or fails. This contract suits loan officers who want async project work and can protect 10 hours each week. Candidates without an active NMLS license or with less than two years of origination experience tend to score low, as do those who cannot write clear English explanations for lending calls.

Salary Insight

The contract pays $70 to $105 per hour, sent each week through Stripe. For a 10-hour commitment each week, the rate targets licensed originators who can document guideline reasoning rather than entry-level support.

Pay and demand for Machine Learning & AI roles

Aggregated

Typical pay

$75/hour

This role

$70–$105/hr

Most Machine Learning & AI roles pay $55–$100 per hour. This role's pay falls inside that range.

Based on 535 similar roles that publish pay · 92 publish only a top rate; those count at the rate they gave

Typical rangeMedian payThis role

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Most requested skills · share of roles

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Location

Typeremote
LocationRemote
This is a remote position

Compensation

$70–105/hr

Required Skills

nmls licensemortgage loan originationunderwriting guidelinesdisclosure requirementsconventional loansfha loansva loansjumbo loansloan processingpurchase loansrefinance loansregulatory compliancelending regulationsmortgage prequalificationloan closingai model evaluationmodel output gradingscenario authoringreference answer writingwritten english

Application Tip

Lead with your active NMLS number and two or more years of origination experience in your first lines. Add one short example of a conventional, FHA, VA, or jumbo scenario where you explained a guideline call, because the project tests how well you document lending reasoning.

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