Excess & Specialty Insurance Underwriters (SME Focus) | $90-$110/hr Remote
Overview
We're looking for U.S.-based underwriting experts with deep experience in the Excess & Specialty Insurance market to join a short-term pilot project. You'll focus on SME/commercial accounts, drawing on your knowledge of risk selection, pricing, and coverage structuring. This is a 1-week engagement (roughly 20 hours) with potential for follow-on work, paying $90–$110 per hour.
What You'll Do5
- 1Evaluate and underwrite SME/commercial risks across various Excess & Specialty lines, including Excess Casualty, Cyber, and Management Liability.
- 2Apply your expertise in risk selection and pricing to determine appropriate coverage terms and conditions for each account.
- 3Structure and tailor insurance policies to meet client needs while maintaining sound portfolio management practices.
- 4Collaborate with internal teams or brokers to review submissions, identify exposures, and provide underwriting recommendations.
- 5Participate in a focused pilot for 4 experts, offering insights that could shape a larger engagement.
Requirements4
- 1Based in the United States with at least 3 years of hands-on underwriting experience in the Excess & Specialty market (5+ years preferred).
- 2Direct experience underwriting SME commercial accounts across lines such as Excess Casualty, Professional Liability, Cyber, Environmental, or E&S General Liability.
- 3Strong understanding of risk assessment, pricing methodologies, coverage design, and portfolio management within the E&S space.
- 4Familiarity with leading specialty carriers, MGAs, and wholesale brokers (e.g., Chubb, AIG, Markel, Arch, AXA XL, Ryan Specialty) is a plus.
Who Should Apply
This role is ideal for a seasoned Excess & Specialty underwriter who enjoys applying their expertise in a consulting capacity. You're comfortable working independently on a short-term project and have a track record of underwriting SME commercial risks across multiple lines. If you've worked at top specialty carriers or MGAs and can bring practical knowledge of risk selection and pricing, you'll fit right in.
Salary Insight
The pay is $90–$110 per hour, with a commitment of approximately 20 hours for the 1-week pilot. Follow-on work may be available at similar rates.
Application Tip
Highlight specific lines you've underwritten (e.g., Excess Casualty, Cyber, Environmental) and include details about the types of SME accounts you've handled. A concise case study or example of a complex risk you priced can set you apart.
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