Credit Investment Analyst | $100-$200/hr Remote
Overview
The Credit Investment Analyst will leverage expertise in debt and credit investing to train AI systems by evaluating credit instruments, conducting underwriting, and building financial models. Responsibilities include analyzing high-yield bonds, leveraged loans, and structured credit, assessing risk and returns, and providing insights for portfolio construction. This contract role is remote and requires 2-6 years of experience in credit investing or related fields.
What You'll Do7
- 1Evaluate a broad range of credit instruments including high yield bonds, leveraged loans, and structured credit products.
- 2Conduct thorough underwriting and due diligence reviews assessing capital structures, covenants, and liquidity profiles.
- 3Develop and refine cash flow, 3-statement, LBO, and downside/stress-case models to assess default risk, recovery analysis, sponsor quality, and refinancing risks.
- 4Analyze spreads, yields, and relative value opportunities across public and private credit markets to optimize risk-adjusted returns in portfolio construction.
- 5Review complex legal documentation focusing on covenant packages and protections for various credit structures.
- 6Collaborate with the customer’s team to deliver incisive, well-articulated written and verbal insights that drive investment decision-making.
- 7Maintain up-to-date industry knowledge, monitoring market dynamics, industry cyclicality, and emerging risks to inform ongoing portfolio management.
Requirements6
- 12–6 years of experience in credit investing, underwriting, leveraged finance, or a related field, with direct transaction and investment recommendation exposure.
- 2Expertise in analyzing cash flow statements, debt structures, covenants, and liquidity profiles for leveraged and private credit investments.
- 3Advanced financial modeling capabilities, including 3-statement, LBO, downside, and stress-case scenarios.
- 4Solid understanding of default risk, recovery analysis, refinancing risk, and sponsor evaluation.
- 5Demonstrated ability to assess spreads, yields, relative value, and risk-adjusted returns within a portfolio construction context.
- 6Outstanding written and verbal communication skills, with a commitment to clarity and precision in complex analyses.
Who Should Apply
Ideal candidates are credit investment professionals with 2-6 years of experience in underwriting, leveraged finance, or private credit, who excel at financial modeling and risk analysis. They should have a strong track record of investment recommendations and a deep understanding of credit markets, including high-yield bonds and CLOs. Attention to detail and clear communication are essential. Top performers from investment banking (LevFin, FIG, M&A), private credit or credit hedge funds, rating agencies, or restructuring advisory backgrounds are particularly sought.
Salary Insight
$100-$200 per hour as stated in the title (contractor role).
Required Skills
Application Tip
Highlight specific transactions or investments you have underwritten, including details on your modeling approach and risk assessment. Showcase your familiarity with credit instruments like leveraged loans and CLOs.