Credit Investment Analyst | $100-$200/hr Remote
Overview
We're recruiting a credit investment expert to apply your real-world knowledge in training next-generation AI systems. Your deep experience in debt markets, underwriting, and financial modeling will directly teach AI models how to analyze credit risk and make sound investment decisions — no prior AI background needed.
What You'll Do7
- 1Leverage your credit market expertise to evaluate a broad spectrum of instruments, including high-yield bonds, leveraged loans, and structured credit products.
- 2Conduct in-depth underwriting and due diligence by examining capital structures, covenant packages, and liquidity to inform investment recommendations.
- 3Build and refine financial models — cash-flow, three-statement, LBO, and stress-case scenarios — to assess default risk, recovery rates, sponsor quality, and refinancing exposure.
- 4Analyze spreads, yields, and relative value across public and private credit markets to help construct portfolios that maximize risk-adjusted returns.
- 5Review legal documentation with a focus on covenant protections and structural safeguards for various credit transactions.
- 6Partner with the customer’s team to deliver clear, well-articulated written and verbal analysis that supports investment decisions.
- 7Stay current on market trends, industry cycles, and emerging risks to contribute to ongoing portfolio management.
Requirements8
- 12–6 years of hands-on experience in credit investing, underwriting, or leveraged finance, with direct involvement in transaction analysis and investment recommendations.
- 2Strong proficiency in analyzing cash-flow statements, debt structures, covenants, and liquidity profiles for leveraged and private credit investments.
- 3Advanced financial modeling skills covering 3-statement, LBO, and downside/stress-case scenarios.
- 4Solid understanding of default risk, recovery analysis, refinancing risk, and sponsor evaluation.
- 5Demonstrated ability to assess spreads, yields, relative value, and risk-adjusted returns in a portfolio construction context.
- 6Exceptional written and verbal communication, with a focus on clarity and precision in complex analyses.
- 7Meticulous attention to detail and critical thinking in both structured credit (e.g., CLOs) and public credit transactions.
- 8Preferred: Top performers from investment banking (LevFin, FIG, M&A), private credit or credit hedge funds, rating agencies, or restructuring advisory. Commercial banking professionals with advanced modeling and credit structuring exposure are also encouraged to apply.
Who Should Apply
This role is ideal for a credit investment professional who wants to put their domain expertise to work in a novel context — teaching AI systems to think like an analyst. You’re detail-oriented, have a proven track record in underwriting and financial modeling, and are excited about influencing the future of AI without needing to code.
Salary Insight
The position offers $100–$200 per hour, reflecting the specialized expertise and experience required.
Required Skills
Application Tip
When applying, include a brief case study of a specific credit investment you worked on — describe the underwriting process, key risks you identified, and how you arrived at your recommendation. This demonstrates the practical, decision-making depth that an AI needs to learn.
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